maybe this helps: A summary done by https://venice.ai
The main issue discussed is the growing divide between those who can afford Bitcoin fees (A group), those who can afford UTXOs but not often (B group), and those who cannot afford either (C group). While solutions like Lightning Network help the B group, there's no clear answer for the C group. Various approaches have been tried or proposed, such as moving people into the B group, locking up funds to cover fees, or grouping people together. Two main approaches remain: grouping people through community cooperation and relying on incentives.

    Grouping people can work within a community, but it's subject to ghettoization if the coordinator exploits the system.
    Relying on incentives involves schemes like e-cash mints, single UTXOs held for multiple people, or more ambitious proposals that align incentives against dishonest coordinators.

The importance of making Bitcoin more expressive is highlighted, as this can lead to better solutions. Overall, finding a solution for the C group remains a significant challenge requiring further research and development.