The cost of real estate is based on supply and demand and the fact that it is a hard asset. The increase in price is a symptom. I don’t want to offend you, but your thinking is misguided. If we want to make real estate affordable, we need to save in hard assets and look for ways to change real estate market. Don’t purchase the expensive home. Instead, purchase a smaller home or look into alternative ways to get into the real estate market.