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 Sure. Lightning is for my "pocket money". Savings onchain.
My own lightning node would be for accepting payments in my shop, and maybe for family and friends (could be a second one because of security though)
I can't find a comprehensive guide that explains exactly every step needed to setup an own node with an own BTCPayServer and the opening of channels. 
As far as I understand I should have no problems with closed channels, because of mostly inbound liquidity right? So many questions still not clear to me.
And then it is still: Trust in the codebase of many different coders and that I can run it safely.
There are always tradeoffs of course.
As I don't have much worth on lightning I stick to custodians for now.