I've never had a failed transaction with nostr:npub1ajlrwgfj4yerhqf7ady03h7wmtk2qr3gs7h3sxcx83k05yld36sswpzx3q. You get all the benefits of lightning without needing to "trust" that it's going to work. 

nostr:note1zhu6l45wghuaesj4azpp2jya2v5cyyurp6wdxg4eamxdq0mgt7ksqvj07a