But users still *do* have to run a node to gain full privacy benefits of BOLT12 (vast majority of LN users dont) or you're still more vulnerable to correlation from statistical attacks if you use LSPs (AKA intermediaries). They still have information on your transactions. Amounts are in the clear, offer information, timelock details, etc
And you still...
...must coinjoin before/after opening/closing channels
...leak data on-chain from being force closed
...have your IP exposed by default to the network even when running a node
...are vulnerable to probing
Just because BOLT12 is better privacy than BOLT11, and it is, it doesn't necessarily mean BOLT12 is better than Monero (especially once FCMPs are implemented)
TLDR
https://image.nostr.build/9a93e3cf766e56bb4cede32215a75f002206cff783b1864e238b841a72a3c0b6.png