nostr:npub189nhq0cw33243htm08c53vjvgc5letv7d9sgqtgqsn6fnx6dv8zs0fsatx I believe rhe insurance issue will evetually affect all homeowners wherever they ate located. Insurance is a risk business and more companies are not willing to take risks. The consumer is left with the hard choices and will inevitably pay more for whatever housing they choose. Same for medical coverage in the US.