90% of of sats are not self custodied.  The cantillionaires are laughing at you, selling you their traceable, impossible-to exchange-for-actual-goods-without-KYC, non-currency.  Bitcoin is a lot of cool things, but what it isn't at any scale is permissionless, private or spendable on real goods and services without KYC.  Fiat cash beats it on all of those measures.  Its sad how in denial Bitcoiners are about this.  They have been conned into using the most restricted and traceable financial instrument there is, its little more than a CBDC.