Concrete example:
Your npub: npub1kuy0wwf0tzzqvgfv8zpw0vaupkds3430jhapwrgfjyn7ecnhpe0qj9kdj8
Your testnet address: tb1pkuy0wwf0tzzqvgfv8zpw0vaupkds3430jhapwrgfjyn7ecnhpe0qxdufq2
Notice they are almost identical characters.
So I just sent you 1 million testnet sats here:
https://mempool.space/testnet4/tx/e0ac22a16f10e975a04736161c31eb6ad62c06a529b73875da009174a3e0e7e0
I just used a directive in my subkey (see below) to send you the sats. So much is possible!
https://primal.net/e/note1mhug930fz8nktztrcurxh2k3vl88x7fl0k05rtmjqxy7cs0vjscqplgruf