This highlights a few of the bigger hurdles that have stymied use to an extent but also is great stuff bc we continue to see much progress and innovation.

1. Invoicing is super clunky for people just looking to pay, before you have to deal with setup, time constraints, failures, etc. - big win - have a need, hit pay.

2. Point one feeds into probably the BIGGEST win in general. “Venmo-like payment” - this is the major win.

Like it or not TradFi still has the upper hand on point two (unless you are not in a developed nation w/ payment rails). 

Point two mixed with point one creates a massive hurdle for adoption by the masses and that is before you get to explaining what a pub/private key is, which goes where, why you need them, what happens if you expose or lose them. Then you have to get into what open-source means and why it’s important which tends to put you in the tinfoil hat land.

Yes, I get it, it’s early tech, clunky and unfriendly. 

However, with this ability it works almost to the point a “normie” can do it. Sure there’s probably some custody involved but that’s the reality at some point.

This is a great step if we are close to having payments that can compete with the seemless nature of Venmo, Zelle, ACH, etc.