My take on this is, in same way I'm a race realist, i'm also a gender realist.
People are throwing that word agency around without realizing it's limited to a person's nature.

Do blacks have agency? yeah, limited to their nature. Their nature is - lower IQ, lack of abstract thought, low impulse control etc.
it's helpful to apply the same rationale to women. Don't expect them to behave according to agency or you'll generally be severely disappointed.  Expect them to behave according to their nature.

When you say that word "agency" to me regarding women, i feel like face-palming because you may as well be asking blacks to imbibe and retain information above what their IQ permits, ponder abstract concepts & not be so impulsive.  Most of them are gravely deficient in these qualities, however, you're not.
So it's up to you to factor this in while decision making / planning.

Does that mean you excuse blacks / women's behavior?  No it means you take into account & plan accordingly.

tl;dr
women are the niggers of gender.