nostr:npub1g0tuf634rz4suczwj7kgnecr6cyt0eu9xmp3sp0fku68mqehq4msp3tvm4 the figure I'm seeing quoted is an expected for 55-64 year old of £107,300 at state retirement age (much more for men than women).
I'm unclear to what extent this estimate includes the imputed value of defined benefit schemes and annuities.

If the average annual withdrawal is £7k from draw-down schemes then this suggest a drawdown of well over 4%.