nostr:npub1qfldn400e0l5egxgly4w9c3sysdgk56d8ter905qmtaknu22rgps3u6ztg that’s literally what it is, it’s showing that you have a history of being able to borrow and repay money. Mine’s so bad because I broke my leg and couldn’t work for 18 months and because I was self employed wasn’t entitled to the benefits I was recommended to apply for and so had to use credit cards to survive.