I'll have to do some research. I'm not sure how it would apply to my life. I don't wanna handle anyone else's funds or hand my funds to anyone else either.
You’re not handling anyone else’s funds but you are part of a community using their resources to get instant payments without managing channels. It’s really intended for the developing world and to provide a more decentralized alternative to things like Wallet of Satoshi.
I could see a small community benefiting for localized commerce.
That’s the basic concept. But you could also do it for a meetup group or a small town anywhere, for example.