Sometimes, I feel sheepish about what I'm using Apple Pay to buy on my phone. So, when it authorizes, I like to provide the camera a very low-key smile that says, "Well. What're you gonna do?!” And, then, I kinda shrug. Think: Walter Matthau in "The Taking of Pelham One Two Three." It's a very wry but legally-unactionable gesture I’ve apparently decided to pursue.