Hahaha it gets involved quick, yes. Just open a channel to Kraken if you're in USA and your use cases are USA based to skip the "which channel?" part if you wish. Wallet of Satoshi channel might be more interconnected w/ European nodes and use cases, I guess. While it's true that opening one single channel to a big player is causing centralization in the LN system and it's not ideal use, and ideally you'd want to open many channels to less centralized nodes to use it closer to the initial spirit and ethos of Lightning Network philosophy, in reality it can get more frustrating when you open a single channel to a low key node/player in the network and get frustrated when you find yourself you're unable to route payments  ¯\(ツ)/¯

Lightning is very fascinating in idea that it's completely removing centralized ledger and making it more decentralized in some ways. Having to rely on big nodes/players is a hurdle at this point I can only hope we'll overcome via protocol improvements/upgrades in the future.