Time to fold. 

 nostr:nprofile1qqsv0mdxvznteqns2v8g9d98wy4vm63wx8wq54hcmj244sqfalvhepsprdmhxue69uhhyetvv9ujucnfw33k76twwpshy6ewvdhk6qgjwaehxw309amk7apww468smewdahx2qg4waehxw309amk7apwdehhxarj9ecxzun50y6mnspc 👀👀 

 Man I’m like 10k sats short to be able to withdraw since a year now 🤬 and they basically made it impossible to stack more so they will be stuck there forever 

 Eh. That's not bad. You can do that with one purchase 👀 

 Dunno there’s nothing I want/need on Fold that would earn than like 1.5%, and I can get 3% back just using a CC. Plus as BTC price goes up the actual amount of sats back goes ⬇️

The only thing I really used fold for the was the cash back for bill pay which was 🔥 but that doesn’t seem to work anymore 

 👀 https://i.nostr.build/zOIc733HESQodsCI.jpg  

 https://media.tenor.com/wVj3vy6H8EIAAAAC/bookio.gif 

 I already have all the @ltngstore goodies tho 😫 

 Just a friendly reminder that you can spend on credit to collect your cash back there, the pay off the cards with Fold ACH to get a few sats back there as well.

I utilize this strategy to get 0.25-0.5% back in sats, even after already collecting my credit card rewards. 

 Wait how does this work? I thought the bill pay rewards weren’t working anymore? Or this is something else? 

 Bill pay got screwy once PayPal changed their terms.

But... Fold added ACH payments and offer tiered rewards depending on how much you use the service. 

So instead of paying the card through PayPal, you just pay via ACH and get a small percentage back.

It's not as good as the old model, but it's something. I'll happily take 0.25% on my mortgage and credit card payments. 

 Hell yeah, thanks 🙏🏼 gonna check this out 🤙 

 I also just really like that the Push-to-Card feature allows me to stay 100% in sats during periods of likely positive price appreciation and only convert for some dollars to pay my fiat bills.

https://image.nostr.build/d7eb44301eb3db97037d9e8503e433a8e773582b8f0f69daddd3a2f39f4ae9bc.jpg 

 Ah yeah but looks like ACH rewards are only for Fold+ subscribers, that was the problem. I can’t see paying for Fold+ when it gets harder and harder to get any sats back at all– or at least enough to cover the subscription based on my avg monthly spending. 

 I get that. Personally I was able to rationalize the cost of the membership solely to allow me to keep all my value allocated to Bitcoin in a seamless way that allows me to easily pay fiat bills.

But your mileage may vary! 

 I wrote an article about my financial workflow and theory on my website:

https://bitcoinbarks.com/Barks/get-on-zero/#wbb1 

 Just did the same yesterday. They need to catch up.
note1w9s8m70274hg53x2sd7jmdymvmxx7p2rll6kfhz4g8r2a9j7mfxqn9krgm 

 They won't hear you on Nostr. They're Nostr bears. 

 Yeah, it said a lot when I couldn’t find anyone to tag 

 Yeah, i could never attach a bank to use the card bc Plaid never worked. Disappointing.  

 let them sats cook