You're absolutely right. I ran 5 different nodes. (Up to 6.5 BTC routing node) Lost millions of satoshis in each. Even in the Alby Hub node I lost 880k due to a bug. Fortunately Alby offered me to pay me 50% of the money back without asking them  Great people. But anyway. Running Alby Hub on Start9 again. But the normal people won't run lightning nodes. Only freaks like us.