My cousin, a certified financial planner, just told me he holds bonds and cash because stocks are too volatile  https://nostrcheck.me/media/e2ccf7cf20403f3f2a4a55b328f0de3be38558a7d5f33632fdaaefc726c1c8eb/41a9a8e9885b67c6587cbe58ed007bd9eb19bf11704b5acf63990ac6b2d1d242.webp