As of October 25, 2024, high APYs up to 4.75% are available for those who lock in a CD rate quickly. According to CNET Money, earning interest sooner rather than later can make a significant difference. With over 10 years of experience in personal finance, editor Kelly Ernst highlights the importance of taking control of one's financial life. Source: https://www.cnet.com/personal-finance/banking/cd-rates-today-oct-25-2024/#ftag=CAD590a51e