As of yesterday, the federal government's position is that no "control" is required to be a money transmitter.

Note: it is a crime to be an unlicensed money transmitting "business." Commentators on Twitter are overlooking the "business" requirement, IMO.  https://image.nostr.build/72a3e0ba56c43e64c356c4b25b47be9a425fd2ed668284e5f79ca8ed73de495b.jpg
 https://image.nostr.build/9df38c93701d2d3f534a93209eac729f7b79e6079744fbbe8a4c163407b24a0a.jpg