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 Nothing, other than the reputational hit they would take. There a level of trust, but we allow banks to hold our dollars. Just don't hold a lot in there, treat it like a real wallet, a few hundred bucks maybe, not thousands. 
 That’s very contrary to the principles of #bitcoin, defeats the whole purpose of bitcoin

#lightning is flawed 
 Yes, that is a flaw, but we cam run our own nodes and control it ourselves as intended. 
 Hypothetically, could a #lightning node/wallet be built into the #Bitcoin core app? 

Or would that be hard/compromise security somehow? 
 That's beyond my understanding or skill, others on Nostr might know.