Is there a debate in reddit around this. And here is a very interesting opinion:

"Very click-baity title, here's the translation of the original article. They tracked down the flow of credit cards with which scamers were dealing with and trying to convert it into Monero."

https://www.reddit.com/r/Monero/comments/1g8pkih/comment/lt06xe6/

Other comments are more ambiguous like "money can't fix dumb" but without elaborating further.