I’m not a financial advisor. But I learned the basics to improve my quality of life! Then I created a habit. And then, I closed my peripheral vision of everything that was around me, looking only at what I wanted on the horizon.

This is really very bad to do. It hurts! But maturing has its side effects. Note that I am not saying that you will get rich, but that you will have the opportunity to never lack resources for a trip, for a car repair, to eat something that really pleases you and then, who knows, in the future you will often have your monthly cost of living, without having to strictly depend on your formal job.