Basic, but really important question for the nostrverse.

I'm spending some time thinking about fund management, coin control, doxxing etc. as I start to move closer to being on a btc standard.

I'm thinking about where to store cleaned UTXOs & what happend if you have to use one for paying a bill which doxxes the change. Up to now, I've thought you should only put non-KYC'd UTXOs (e.g. from bisq) on a dedicated wallet, one which never touches KYC'd coins. But now, I'm starting to think it woud be ok to have both on one wallet, as long as I follow the basics rigorously;
- use new addresses for each deposit
- label all UTXOs, to avoid using rhe wrong one
- back up labels
- be careful not to dox a clean UTXO, by using for something that is delivered to my postal address.
- maintain the coin labels (in case I have no choice but to dox a clean UTXO, e.g. if I had to  pay a large fiat bill - larger than any LN channel capacity in a hurry/under stress, with no time to go through p2p, so I'd just want to use strike to convert from sound money to fiat, so that I could put that fiat stress behind me).
- Never share my xpub (e.g. always export transactions explicitly as a csvfor tax reporting etc.), such that the unique address usage retains the privacy of the cleaned UTXOs

Am I missing something? Is this actually doxxing my clean UTXOs?

My alternative idea is to keep a wallet specifically for KYC'd UTXOs. This would be for 'trickle charge' savings, i.e. for those annual / every N-year bills. So those sats would not be a part of my strategic reserve, 'just' escsping debasement while I wait for the bill (undestanding that I must save enough to be able to cover the bill if it hits during an 80% draw down).

Any advice, particularly from people who've been living on the btc standard, greatly appreciated.

#asknostr