Terminology matters. Words mean things. There is no such thing as a "custodial wallet"; that is an "account" you have with a custodian. When you say "non-custodial wallet" you are playing the tyrant's word games. "Non-custodial" implies that "custodial" is the norm. It is not and never should be. Because there is no such thing as a "custodial wallet," there can be no such thing as a "non-custodial wallet"; that's just a wallet.