I still live in the same town I grew up in, even the same zip code. My first vehicle was a '79 Bronco, lifted with 33x12.5" tires. I loved that truck and worked my ass off for it.

Ironically, I stalled it out during a summer flood in the '90s, just four houses down from where my wife nearly did the same thing tonight in our Toyota SUV.  She says she got disoriented in the downpour and panicked, & headed in the wrong direction. I was just a teenage dumbass when it happened to me.

The trick with the summer floods?  Avoid them altogether or wait them out.