It’s the balance in my opinion. Work hard. Work smart. Do what you love along the way. Eventually, get free. 

I personally don’t just save money. I spend money on travel. I spend money on hobbies and the occasional nice thing. I spend money on gifts for others. I spend money on good food. I spend time running around in the woods and desert and swimming and doing things that make me feel alive. 

Like you said, it could all be over at any time. I plan to live for a good while but it’s no guarantee. Got to enjoy the present as much as possible too.