Corrupt Monetary System

Banks borrow short term to lend long term.

The government prints money to lower the short-term interest rate, which allows commercial banks to make a higher profit margin by lending at the long-term interest rate.

In other words, the government generates inflation to increase the banks' profit margin (short-term lending rates versus long-term lending rates).

The banks borrow on the interbank, which you don't have access to.

Thus, the bankers have access to the freshly printed money first and give it to you later, when it is worth less.