Yeah I'm not advocating bitcoin IRA's just answering a question. Besides, not everyone wants to self-custody and that's just a fact that a lot of bitcoiners don't want to face up to. Some people are not going to take on that kind of responsibility, they'd rather stay with the convenience of fiat & banks and bitcoin ETF's. Convenience is so much easier, it's why most people don't take privacy & security seriously on the internet because that involves effort & responsibility no matter how many times they are told the importance of it.