1. Don't take advice from strangers on the internet. 
2. Have babies with a good woman, and babies are always expensive. 
3. It's fine to party, but make sure you work hard. It's so much easier to work hard, in your 20's than in your 40's. 
4. Pay off debt, unless it's to buy assets and don't use leverage. 
5. Don't take advice from strangers on the internet.