I've been active in their Discord server for a year or two now and have monitored their rewards evolution and people's opinions thereof. It seems like people don't read their emails with program updates or maybe it's going to Junk Mail. 

They communicated all the changes about spin rewards and ACH rewards weeks in advance, but many people still seemingly caught by surprise. 

I understand people don't like losing the amount of "free" sats they were able to get before, but so much has changed. Given the changes with the global economy (i.e. rates) it's not surprising that they can't sustain the generous rewards, not to mention it's rewards on a DEBIT product, which is much different from CREDIT products. 

They have matured and adapted to the environment and their primary users: people who want to get on zero (fiat), a bridge between fiat and Bitcoin. To those who use it as their primary spending account the ACH rewards system is a net positive.  It's a Loyalty rewards system. 

It's not for everyone, and for those who are rewards maxis/optimizers who have access to other credit products with 5% cash back and can pay off their balance every month, good form them, but not everyone has access to those products.  

 If it was updated via email, I missed it. Email is the bane of my existence 😂

But I agree with basically everything you said. I wouldn’t be able to function without Fold these days, plus it’s my main debit card for personal and business expenses so I easily make back what I put in, not to mention the round ups, auto stack, gift card rewards, etc. I literally use them for everything and it makes living on a bitcoin standard vastly easier.

That said, I simply didnt realize they were getting rid of spins and was surprised by it. Legit thought it was a bug because I looked up (maybe it was an old website cached or something, but it had the same details for spin rewards as before. 

 Yea, could be that there is an older blog post or something. When I do a search I do see some posts with older dates that come up.