Oddbean new post about login | logout Anybody use FoldApp and Fold+? Curious about your impressions. I'm looking into it after listening to @preston 's latest episode with the founder. #asknostr
Don't . Just don't.
Elaborate at all? I'm airing on the side of staying away but appreciate any input
Yea, makes no sense. I’d be curious for some reasoning.
erring*
Yes. Definitely worth it for paying bills that otherwise would just give you no rewards for paying via debit or ACH.
Agreed. At ANY reward rate, every purchase eventually becomes free. The gift cards come in handy occasionally too.
I used it for about a year. It was early on so the program changed frequently and the mortgage payments sometimes worked and sometimes didn't. I think they have gotten the operations more in order but from my experience their benefits got worse every few months. Pros - sats back on everything - truly a BTC only company - nice synergy if you also want to buy sats on their platform Cons - average sats back was less than 1% for me - you have to spend a lot to be able to do the mortgage one - you can probably get more sats with a credit card (like amex 6% on groceries and convert that to sats) - hard to track monthly spending - no checks
I stopped getting sats back on anything in the past 10 months
I’ve stacked .145 in rewards with Fold+ It is my primary checking account. They just started with ACH rewards. Paying mortgage and getting ₿itcoin back is 🤌🏻 I’ll throw you my schill link if you want some extra sats on first transaction. https://use.foldapp.com/r/SATSTACKINGPLEB https://nostrcheck.me/media/935f7b871ec5f2d50d085665a86c4d6d102ccc3d454e35233d505049f5205e58/db2a45219e1ae458452f4ac0594dfc7cfd1cb7b05aa910d1dc02f1da5c632bf8.webp https://nostrcheck.me/media/935f7b871ec5f2d50d085665a86c4d6d102ccc3d454e35233d505049f5205e58/e2584dfc7c4849e90d25d564b6f4b7b99b46ebcdba3380ff46d5678c615a4621.webp
CEOs on a bit of a marketing campaign if you ask me. They just went public and have outside investment now. I used it for about 6 months. The rewards got worse and worse and it became way more trouble than it was worth for 5 sats here and there.
Getting tired of it, frankly
