Especially when the gubberment give them "free" credit in their CBDC wallet.

https://www.bsi.bund.de/SharedDocs/Downloads/EN/BSI/Publications/TechGuidelines/TR03179/TR03179-1.pdf?__blob=publicationFile&v=2


https://void.cat/d/LsZJxhEFK8LaDUEvQ37MC3.webp


https://void.cat/d/9dE5Hy5ZU7pJRT1kBqs5JK.webp