Hey Joe perhaps you need to take a look at this and create an informal running stable dollar balance for day to day expenses, whilst pocketing the funding rate over time (see article) 

Personally I’ve tried it on BitMEX and whilst the short funding is real I can never quite work out if it’s working as intended 😅 perhaps nostr:npub1etd8fy2ktz84lesc3tvc3w2ema4j4y8d5ugm03wxdmq4hw6qar8qlyamdg or nostr:npub1sfhflz2msx45rfzjyf5tyj0x35pv4qtq3hh4v2jf8nhrtl79cavsl2ymqt can confirm if this should still be practical on a platform like that for retail plebs.

https://www.axiombtc.capital/orange