We need a matured lending product using bitcoin AND other assets as collateral. 

Current products are short-term and “high” interest rate…meaning they introduce too much liquidation risk given bitcoin’s volaitlity.

We need wholecoiners going out into the world and buying companies / assets and running their business through a bitcoin frame.

With the current financing mechanisms, this is too risky (even though on a 5-year time frame it isn’t).