Yeah, I tend to agree on most of those points.
The Iain M Banks culture books come to mind here though. Most of the society is post-money / post-work because AI has reached the level of being basically sentient. The concept of "a job" doesn't exist.
Again, I'm not having a "how can we make this work now" discussion, which everyone keeps wanting to bring this back to. I'm simply thinking aloud about what it would mean to have a world where humans didn't "work" but rather did things they were good at and enjoyed and created value for the world.
UBI, in an odd twist, is one of the first times this discussion has reached mainstream in any meaningful way. Yes, right now, it's unimplementable BUT the question of how we can get to a world where human flourishing is more important than "work" or "being rich" or "being famous" is, to me at least, the only real question that matters.