Balance is tricky. If I have too many dollars, wife starts wanting pricey stuff. If I have too few, I do less stuff with family…steady DCA keeps everyone happy…

I’ve done DCA with chump change since 2013. After learning of plan B’s S2F model in spring 2019, I started stacking meaningfully…ironically, my residency chump change DCA buys make up a very substantial fraction of my DCA bitcoin stack. 

If I weren’t an idiot, I’d be a billionaire. I could have bought 100,000 bitcoin for $10,000 or so if I 1) borrowed money and 2) worked hard to scoop up many trades on the pre-Gox bitcoin marketplace…but such an amount of dollars seemed impossibly large at the time.